No HOA and short-term rentals allowed--this beautifully updated waterfront home offers exceptional flexibility, strong investment potential, and a lifestyle that is hard to match. Tucked into one of the lake's most desirable neighborhoods, it is just moments from The Waterfront Golf and Country Club, where optional membership unlocks an elevated lake and golf lifestyle. Thoughtfully renovated and meticulously maintained, this home feels like new throughout. Extensive updates completed between 2022 and 2025 include a new roof on the home, dock, and boathouse (2022), a full interior flooring refresh with LVP, carpet, and tile (2024), and a completely updated kitchen featuring new cabinetry, countertops, appliances, and finishes. Bathrooms have been fully remodeled with modern tile work, updated fixtures, walk-in shower features, and refreshed surfaces, creating a cohesive and elevated feel throughout. Additional upgrades include a new high-efficiency HVAC system (2025), custom closets in all bedrooms, upgraded lighting and ceiling fans, a wood stove, shiplap and tongue-and-groove ceiling accents, and enhanced trim details including 6-inch baseboards and board-and-batten accents. Exterior improvements such as PVC decking, railing upgrades, landscape lighting, and structural enhancements to porches further elevate both durability and curb appeal. Offering 4 comfortable bedrooms, the home is warm, inviting, and designed for easy lake living. The flat front yard provides ideal outdoor space, while a gentle slope leads you toward the water, creating an effortless connection to the shoreline and dock area. With its extensive renovations, prime location, and short-term rental flexibility, this property is perfectly suited as a full-time residence, vacation retreat, or income-producing investment in a highly sought-after lake community.